Standard Checkout API Specifications
Introduction
We created a complete and detailed description of the Standard Workflow. Here you can find all parameter descriptions.
Hosts
- Test:
- Live:
Security / Authentication
All requests must be sent over SSL (Secure Socket Layer).
The memberId and checksum are in need to authenticate every request against a
particular terminal.
And the POST parameters are used to send the authentication data.
Testing
For testing purpose you can use below card/account details:
Test Card Details
| Brand | Number | CVV | Expiry Date |
|---|---|---|---|
| VISA | 4000000000000051 | 745 | Add Any Future Date |
| MC | 5101082187256503
5101080000000009 |
123 | Add Any Future Date |
| AMEX |
375510513169537 378282246310005 |
123 | Add Any Future Date |
Test 3D Card Details
| Brand | Number | CVV | Expiry Date |
|---|---|---|---|
| VISA | 4000000000000002 | 237 | Add Any Future Date |
Test Bank Accounts (SEPA)
| Country | IBAN | BIC |
|---|---|---|
| Germany (DE) | DE09100100101234567893 | PBNKDEFFXXX |
Payment Parameters
This reference lists all the Standard flow parameters to be sent in request.
| Parameter | Description | Format | Required |
|---|---|---|---|
| memberId | Merchant’s unique ID – assigned by . Required to authenticate a transaction's request. |
N10
[0-9] |
Yes |
| totype | Merchant's Partner name. Required to authenticate a transaction's request |
AN30
[a-zA-Z0-9] |
Yes |
| amount | Amount of the transaction. The dot needs to add to separate the decimal | N11
[0-9]{1,8}\.[0-9]{2} |
Yes |
| TMPL_AMOUNT | Customized amount of customer, template amount can be same as transaction amount, Accept only [0-9] and ‘.’ (Single point) | N11
[0-9]{1,8}\.[0-9]{2} |
No |
| currency | Currency of the transaction. | AN3
[a-zA-Z0-9]{3} |
Conditional |
| TMPL_CURRENCY | Currency of the customized amount to facilitate customer, template currency can be same as transaction currency, Accept only 3 character currency code in capital letters. | AN3
[a-zA-Z0-9]{3} |
No |
| merchantTransactionId | This reference number is provided by the merchant, should be unique for the transactions and is visible on the end customer’s statement. | AN100
[.\\p[0-9a-zA-Z\\p{Space}\\-]{0,100} |
Yes |
| checksum | Cryptographic hash generated by MD5 as follows. All the processes has different combination of parameters to generate hash (all values separated by pipe). Kindly refer sample given in tutorial for each case |
AN32
[a-zA-Z0-9] |
Yes |
| merchantRedirectUrl | The customer will be redirected on this URL with the successful/failed transaction response after the payment is processed. | AN100
[a-zA-Z0-9.:/] |
Yes |
| notificationUrl | Notification URL is a URL on your server where a notification payload will be sent once the status of the transaction is changed. More Info | AN100
[a-zA-Z0-9.:/] |
No |
| orderDescription | Description of the Order. | AN255
[\p{L}\P{M}\p{M}\n\ra-zA-Z0-9:\\!@#$%^&{}\[\]()_+\-=,*.~'` ] |
No |
| ip | Customer's IP Address. | N46
(?:(?:25[0-5]|2[0-4][0-9]|[01]?[0-9][0-9]?)\\.){3}(?:25[0-5]|2[0-4][0-9]|[01]?[0-9][0-9]?) |
No |
| firstName | Customer’s first name. | A50
[a-zA-Z0-9] |
No |
| lastName | Customer’s last name. | A50
[a-zA-Z0-9] |
No |
| dateOfBirth | Customer’s birth date. Birth date should be in YYYYmmDD format. | N8
[0-9] |
No |
| country | Customer’s Country Code (ISO). | AN3
[a-zA-Z0-9]{2,3} |
No |
| city | City of the customer's shipping address. | A50
[a-zA-Z0-9\\\\#&\\p{Space}\\p{L}\\p{M}\\-;.,~` ]{0,50} |
No |
| state | State or region of the customer's shipping address. | A30
[\\ra-zA-Z0-9\\\\!@#$*%^&{}\\[\\]()_+\\p{L}\\p{M}\\-=,.~'` ]{0,30} |
No |
| postcode | Postal code/ Zip code of the customer's shipping address. | AN9
[A-Za-z0-9]{2,9} |
No |
| street | Building name, and/or street name of the customer's shipping address. | A100
[a-zA-Z0-9\\p{Space}\\,]+ |
No |
| phone | Phone number of the customer. | N24
[0-9\+-. ]{6,24} |
No |
| telnocc | Country code of the customer. | N4 [0-9\+-. ]{1,4} |
No |
| Email address of the customer. | AN100 [A-Za-z0-9._%'-]+@[A-Za-z0-9.-]+\\.[a-zA-Z]{2,100} |
No | |
| terminalid | Merchant’s terminal ID provided by | N6 [0-9]{1,6} |
Conditional |
| paymentMode | Payment method for paying amount. For ex: CC for Credit Cards |
AN10
[a-zA-Z0-9] {1,10} |
Conditional |
| paymentBrand | Type of Card while placing the transaction. For ex: VISA, MC |
AN10
[a-zA-Z0-9] {1,10} |
Conditional |
| customerId | Customer ID in merchant's system. | AN100
[a-zA-Z0-9]{1,100} |
Conditional |
| customerBankId | Customer ID in bank's system. | AN20
[a-zA-Z0-9]{1,20} |
Conditional |
| lang | Language of payment page (By default it will be English). For e.g. en- English, ja- Japanese, ro- Romanian, sp- Spanish, bg- Bulgarian |
A3
[a-zA-Z]{2,3} |
No |
| voucherNumber | Customer voucher number |
AN20
[a-zA-Z0-9]{1,20} |
Conditional |
| voucherCode | Customer voucher code |
AN20
[a-zA-Z0-9]{1,20} |
Conditional |
| accountid | Merchant’s account ID provided by Payment |
N10
[0-9] |
No |
Response Parameters
| Parameter | Description | Format | Required |
|---|---|---|---|
| paymentId/trackingid | Unique transactionId sent by . | N10
[0-9] |
Yes |
| registrationId/token | Unique token sent by . | AN255
[a-zA-Z0-9] |
Conditional (If tokenization feature is allowed) |
| merchantTransactionId/desc | Unique id sent at the time of transaction. | AN100
[.\\p[0-9a-zA-Z\\p{Space}\\-]{0,100} |
Yes |
| amount | Amount of the transaction | N10
[0-9]{1,7}\.[0-9]{2} |
Yes |
| checksum | Response checksum for security the combination of checksum is "paymentId|merchantTransactionId|amount|status|key" |
AN32
[a-zA-Z]{1,32} |
Yes |
| descriptor | DisplayName of the merchant | AN30
[a-zA-Z0-9]{1,30} |
No |
| currency | Currency of the transaction | A3
[a-zA-Z\\p{Space}\\,]+ |
Conditional |
| status | Status of the transaction processed. Possible values are, ‘Y’ – Successfully processed ‘N’ – Failed ‘P’ – Pending ‘3D’ – Pending for 3D authentication ‘C’ – Cancelled |
AN2
[Y|N|P|3D|C] |
Yes |
| resultCode | Unique response code for successful or failed transaction.See the Response codes for more detailed information. | N10
[0-9] |
Yes |
| resultDescription | Response description of the response code. | AN255
[a-zA-Z0-9\\p{Space}\\,]+[a-zA-Z0-9\\p{Space}\\,]+ |
Yes |
| result.bankCode | The unique bank code for successful or failed transaction. | N10
[0-9] |
No |
| result.bankDescription | Bank description of the bank code. | AN255
[a-zA-Z0-9\\p{Space}\\,]+[a-zA-Z0-9\\p{Space}\\,]+ |
No |
| cardBin | First six digits of the card number | N6
[0-9]{6} |
No |
| cardLast4Digits | Last four digits of the card number | N4
[0-9]{4} |
No |
| bankAccountBIC | The BIC (Bank Identifier Code) of the merchant's bank account | AN11
[a-zA-Z0-9]{8}|[a-zA-Z0-9]{11} |
Conditional |
| bankIBAN | The IBAN number of the merchant's bank account | AN11
[a-zA-Z0-9]{8}|[a-zA-Z0-9]{11} |
Conditional |
| bankAccountNumber | The account number of the merchant's bank account | N10
[0-9]{10} |
Conditional |
| bankRoutingNumer | The routing number of the merchant's bank account | N9
[0-9]{9} |
Conditional |
| bankAccountType | The account type of the merchant's bank account | A2
(PC|PS|CC) |
Conditional |
| tmpl_amount | Customized amount of customer, template amount can be same as transaction amount | N10
[0-9]{1,7}\.[0-9]{2} |
No |
| tmpl_currency | Currency of the customized amount to facilitate customer, template currency can be same as transaction currency, Accept only 3 character currency code in capital letters. | A3
[a-zA-Z]{3} |
No |
| paymentMode | Payment method for paying amount. For ex: CC for Credit Cards |
AN10
[a-zA-Z0-9] {1,10} |
Conditional |
| paymentBrand | Type of Card being used by Customer for the payment | AN10
[a-zA-Z0-9] {1,10} |
Conditional |
| custEmail | Email address of the customer. | AN100
[A-Za-z0-9._%'-]+@[A-Za-z0-9.-]+\\.[a-zA-Z]{2,100} |
Conditional |
| custBankId | Customer ID in bank's system. | AN20
[a-zA-Z0-9]{1,20} |
Conditional |
| custMerchantId | Customer ID in merchant’s system. | AN15
[a-zA-Z0-9]{1,15} |
Conditional |
| eci | eci is the two or three digit code that is returned by the credit card processing networks and issuing banks.For VISA eci code is (05,06,07)and for MC eci code is(01,02). | N3
[0-9] |
Optional |
| firstName | First name of the cardholder. | AN50
[A-Za-z0-9] |
Optional |
| lastName | Last name of the cardholder. | AN50
[A-Za-z0-9] |
Optional |
| timestamp | Shows at what time the transaction has been placed. | date
yyyy-MM-dd hh:mm:ss |
Yes |
| mandateid | MandateID for the Merchant's Bank Account | AN40
[A-Za-z0-9]{1,40} |
Conditional |
ECI values(Electronic Commerce Indicator) For VISA CARD
| ECI value | Description |
|---|---|
| 05 | Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful |
| 06 | Either cardholder or card issuing bank is not 3D enrolled. 3D card
authentication is unsuccessful, in sample situations as: 1. 3D cardholder not enrolled 2. Card issuing bank is not 3D Secure ready |
| 07 | Authentication is unsuccessful or not attempted. The credit card is either a non-3D card or card issuing bank does not handle it as a 3D transaction |
ECI values(Electronic Commerce Indicator) For MC
| ECI value | Description |
|---|---|
| 00 | Authentication is unsuccessful or not attempted. The credit card is either a non-3D card or card issuing bank does not handle it as a 3D transaction |
| 01 | Either cardholder or card issuing bank is not 3D enrolled. 3D card
authentication is unsuccessful, in sample situations as: 1. 3D Cardholder not enrolled 2. Card issuing bank is not 3D Secure ready |
| 02 | Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful |
Notification Response Parameters
This reference lists all Notificaton parameters which are sent in the Callback/Notifications
| Parameter | Description | Format | Required |
|---|---|---|---|
| paymentId | Unique transactionId sent by . | N10
[0-9] |
Yes |
| status | Status of the transaction. You can refer status descriptions for more detailed information. | AN7
[SUCCESS | FAILED] |
Yes |
| paymentBrand | Type of Card while placing the transaction. For ex: VISA, MC |
AN10
[a-zA-Z0-9] {1,10} |
Conditional |
| paymentMode | Payment method for paying amount. For ex: CC for Credit Cards |
AN10
[a-zA-Z0-9] {1,10} |
Conditional |
| firstName | Customer’s first name. | AN50
[a-zA-Z0-9] |
No |
| lastName | Customer’s last name. | AN50
[a-zA-Z0-9] |
No |
| amount | Amount of the transaction. The dot needs to add to separate the decimal | N11
[0-9]{1,8}\.[0-9]{2} |
Yes |
| currency | Currency of the transaction. | AN3
[a-zA-Z0-9]{3} |
Conditional |
| descriptor | DisplayName of the merchant | AN30
[a-zA-Z0-9]{1,20} |
No |
| result.code | Unique response code for successful or failed transaction.See the Response codes for more detailed information. | N10
[0-9] |
Yes |
| result.description | Response description of the response code. | AN255
[a-zA-Z0-9\\p{Space}\\,]+[a-zA-Z0-9\\p{Space}\\,]+ |
Yes |
| card.bin | First six digits of the card number | N6
[0-9]{6} |
No |
| card.lastfourdigits | Last four digits of the card number | N4
[0-9]{4} |
No |
| card.last4digits | Last four digits of the card number | N4
[0-9]{4} |
No |
| card.expirymonth | Expiry month of the card. | N2
([0-9])|(0[0-9])|(1[0-2]) |
Yes |
| card.expiryyear | Expiry year of the card. | N4
((200[0-9])|(201[0-9])|(202[0-9])) |
Yes |
| customer.email | Email address of the customer. | AN50 [A-Za-z0-9._%'-]+@[A-Za-z0-9.-]+\\.[a-zA-Z]{2,4} |
No |
| customer.id | Customer ID in merchant's system. | AN100
[a-zA-Z0-9]{1,20} |
Conditional |
| timestamp | Shows at what time the transaction has been placed. | date
yyyy-MM-dd hh:mm:ss |
Yes |
| merchantTransactionId | This reference number is provided by the merchant, should be unique for the transactions and is visible on the end customer’s statement. | AN100
[.\\p[0-9a-zA-Z\\p{Space}\\-]{0,100} |
Yes |
| remark | Transaction remark from respective gateway. | AN255
[a-zA-Z0-9] |
Yes |
| transactionStatus |
Status of the transaction processed. Possible values are, ‘Y’ – Successfully processed N’ – Failed ‘P’ – Pending ‘3D’ – Pending for 3D authentication ‘C’ – Cancelled |
AN2 [Y|N|P|3D|C] |
Yes |
| tmpl_amount | Customized amount of customer, template amount can be same as transaction amount, Accept only [0-9] and ‘.’ (Single point) | N11
[0-9]{1,8}\.[0-9]{2} |
No |
| tmpl_currency | Currency of the customized amount to facilitate customer, template currency can be same as transaction currency, Accept only 3 character currency code in capital letters. | AN3
[a-zA-Z0-9]{3} |
No |
| eci | eci is the two or three digit code that is returned by the credit card processing networks and issuing banks.For VISA eci code is (05,06,07)and for MC eci code is(01,02). | N3
[0-9] |
Optional |
| bankReferenceId | Unique transaction id at Bank side | AN32
N[0-9\-] |
Optional |
| terminalId | terminalid at the gateway side | AN32
N6[0-9]{1,6} |
Optional |
| checksum | Cryptographic hash generated by MD5 as follows. All the processes has different combination of parameters to generate hash (all values separated by pipe). Kindly refer sample given in tutorial for each case |
AN32
[a-zA-Z0-9] |
Yes |